HOPEOLOGY

[hohp-ol-uh-jee] – noun: the study of confidence, trust, and the audacity of hope.

Cancer patient fights insurance company for treatment

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CNN reports another tale in the ongoing saga of patients who spend time and energy fighting insurance companies rather than focusing on treatment and recovery.

Robin Beaton

Robin Beaton

Robin Beaton found out last June she had an aggressive form of breast cancer and needed surgery — immediately.

Her insurance carrier precertified her for a double mastectomy and hospital stay. But three days before the operation, the insurance company called and told her they had red-flagged her chart and she would not be able to have her surgery….

Beaton turned to Texas Rep. Joe Barton for help. Barton said his staff went to work, but the insurance company, he said, was “unyielding.” Barton appealed to the company’s president, who promised to investigate personally. The president called Barton back within four hours and said the coverage would be reinstated.

“I didn’t know what to do. The hospital wanted a $30,000 deposit. I was by myself. I didn’t have that kind of money,” Beaton said through tears. “Can you imagine, having to walk around with cancer growing in your body? With no insurance. It’s the most terrifying thing in the world to not have anybody to turn to or anywhere to go.”

Beaton, who worked as a registered nurse for three decades, charged that the insurance company “searched high and low” to pull out anything on her so that they would not have to pay for her surgery. [Read the full story]

I could have sworn very purpose of health insurance was to protect patients from the high cost of medical care. Insurance rescission is like getting a scholarship for college and having it withdrawn days before your classes begin. Only a trillion times worse.

I have an idea for these companies: take the money you spend paying your over-worked public relations department and use it to pay for the treatments that would spare patients from suffering and/or death.  Its just a thought.

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Written by trueseven

June 17, 2009 at 9:29 am

Posted in Health

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